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Risk Management & Trading Psychology

Building a rules-based process

Combine sizing, limits, a checklist and a review loop into a written plan you can follow on a bad day.

Components

A plan covers: markets and timeframes; setups with explicit entry/stop rules; risk per trade; maximum open risk; daily and weekly loss limits; what you do after hitting them; and a review schedule.

Circuit breakers stop the spiral: e.g. stop trading for the day after −2R, for the week after −5R, and cut size by half after a 10% drawdown until a review is done.

Honest expectations

Most people who try active trading do not beat simple passive benchmarks after costs. A good process improves your odds and limits damage; it does not promise profits. Paper trading or tiny size is a sensible place to learn.

Worked example

Limits in dollars (synthetic)

  1. Account $20,000; risk per trade 0.5% = $100 (1R).
  2. Daily limit −2R = −$200; weekly limit −5R = −$500.
  3. Max open risk 3R = $300 across all positions.
  4. Three losing trades today: −$100, −$100 → daily limit hit; the third trade is not taken.

Limits decided in advance protect you from decisions made under stress.

Common misconceptions

Rules make trading rigid and less profitable.

Rules make results measurable; you can change them deliberately after review.

A good plan guarantees results.

It controls risk and behaviour; outcomes remain uncertain.

Checkpoint

Account $30,000, 1R = 0.5%, daily limit −3R. What is the daily limit in dollars?